Cashing Out Through Refinance

first_img Cash-out refinancing is being increasingly used by borrowers and homeowners looking to renovate their homes, consolidate debt, make a purchase, or even as a down payment for a second home, according to a study by LendingTree.According to the data of this study, cash-out refinance loans have risen to 62 percent of all refinancing in the first quarter of 2018 from 54 percent during the same quarter last year. To find out which cities and regions had a greater ability to access cash through refinancing a mortgage, LendingTree analyzed mortgage requests and offers for refinance borrowers between March 1, 2017, and March 1, 2018, based on the location of the property to be mortgaged. It then based the rankings on the percentage of total refinance mortgage funded that included a cash-out portion of the loan. Albany, New York had the highest share of cash-out borrowers with an average loan amount of $166,504 and 73 percent of the refinance mortgages funded with a cash-out portion, the study indicated. In the second place, Portland, Oregon had 72 percent of refinance mortgages being funded with cash-out portion and was tied with Cape Coral in Florida on the percentage. However, the average loan amounts varied with Portland and Cape Coral recording average loan amounts of $266,152 and $162,975 respectively.Boise City, Idaho; Scranton, Pennsylvania; Denver, Colorado; Greenville, South Carolina; Colorado Springs, Colorado; and Tulsa, Oklahoma also made it to this list. Three cities tied for the tenth place in the rankings. They included Des Moines, Iowa; Grand Rapids; Michigan; and Ogden, Utah.When it came to highest cash-out loan amounts, the average borrower in Bridgeport Connecticut took out a loan of $453,307 earning it the first spot on this list. San Jose, California followed with an average loan amount of $451,777. Neighboring San Francisco came in third with an average loan amount of$442,099. Honolulu, Hawaii; San Diego, Los Angeles and Oxnard, California; Washington, D.C.; Seattle, Washington; New York, New York; Boston Massachusetts; and Denver, Colorado rounded off this list.The study found that while loan amounts clearly lined up with cities that had higher home values, no data was available on cities with the most cash-out refinance borrowers. Borrowers Cash Cash Out LendingTree loans mortgage Mortgage Loan Refinancing Refinancing Refis second home 2018-04-02 Radhika Ojha April 2, 2018 602 Views in Daily Dose, Featured, News, Originationcenter_img Share Cashing Out Through Refinancelast_img read more

32 Cleveland Browns 07 Shift — Hi 32 Lo 32

first_img32. Cleveland Browns (0-7)Shift: —Hi: 32Lo: 32Comment: You gotta fight for your right to party, DeShone Kizer. — MarottaNext: vs. Minnesota The New England Patriots had their best defensive effort of the season, holding Atlanta to 343 yards and seven points in a 16-point win over the Falcons in a Super Bowl rematch in Foxborough. Despite looking downright average over the season’s first four weeks, the Pats have won three straight to move up to No. 2.As far as our hometown Arizona Cardinals, well, yeah. After making their biggest jump in Week 7, the Cardinals plummeted once again thanks to a 33-0 beatdown on English soil at the hands of the Los Angeles Rams.Here’s a look at the 1-32 pecking order from our panel heading into Week 8.Ties will go to the team that receives the majority of higher rankings from our panel.Burns | Jurecki | Lapinski | Marotta | Morgan Biggest Risers: Jacksonville Jaguars ▲10Biggest Fallers: Denver Broncos ▼10 Derrick Hall satisfied with D-backs’ buying and selling 1. Philadelphia Eagles (6-1)Shift: —Hi: 1Lo: 2Comment: Carson Wentz made his MVP case on MNF, but losing nine-time Pro Bowl LT Jason Peters is a blow. — MorganNext: vs. San Francisco2. New England Patriots (5-2)Shift: ▲1Hi: 1Lo: 2Comment: Patriots 3-0 on the road and 2-2 at home. Defense is getting better. — JureckiNext: vs. LA Chargers Philadelphia Eagles wide receiver Nelson Agholor (13) celebrates with teammates, after catching a touchdown pass form quarterback Carson Wentz, second form left, during the second half of an NFL football game against the Washington Redskins, Monday, Oct. 23, 2017, in Philadelphia. (AP Photo/Matt Rourke) As we near the midway point of the 2017 NFL season, the search is still on for at least one great team.The Philadelphia Eagles, who got four more touchdown passes from Carson Wentz in a 34-24 win over the Washington Redskins Monday night, appear to be the closest thing to that adjective. Wentz has been spectacular, with 11 touchdowns and two interceptions over his last three games — all Philly wins. In fact, the Eagles have reeled off five straight wins to retain the top spot in our Arizona Sports NFL Power Rankings. 0 Comments   Share   Former Cardinals kicker Phil Dawson retires The 5: Takeaways from the Coyotes’ introduction of Alex Meruelo 17. Detroit Lions (3-3)Shift: ▼2Hi: 14Lo: 20Comment: Very middle-of-the-road NFL team. — BurnsNext: vs. Pittsburgh18. Green Bay Packers (4-3)Shift: ▼5Hi: 13Lo: 22Comment: Hard to take them seriously without Aaron Rodgers. — LapinskiNext: Bye Week19. Denver Broncos (3-3)Shift: ▼10Hi: 15Lo: 19Comment: Quarterbacks and O-line struggling; the defense can only do so much. — JureckiNext: at Kansas City20. Tennessee Titans (4-3)Shift: —Hi: 15Lo: 21Comment: Can’t feel great about needing overtime to beat the Browns in a battle of field goals. — MarottaNext: Bye Week21. Oakland Raiders (3-4)Shift: ▲4Hi: 12Lo: 27Comment: They don’t really need Beast Mode do they? — BurnsNext: at Buffalo22. Los Angeles Chargers (3-4)Shift: ▲5Hi: 17Lo: 23Comment: Winners of three straight — and nearly won three of their first four, too. — LapinskiNext: at New England23. Baltimore Ravens (3-4)Shift: ▼2Hi: 21Lo: 25Comment: Going 1-4 against teams outside of Ohio probably won’t get it done. — LapinskiNext: vs. Miami (Thursday night)24. Arizona Cardinals (3-4)Shift: ▼6Hi: 22Lo: 27Comment: A sorry day in London town laid the Cardinals low and has the Valley down. — MorganNext: Bye Week Top Stories 3. Pittsburgh Steelers (5-2)Shift: ▲1Hi: 3Lo: 5Comment: For the latest Steelers news, check Martavis Bryant’s Instagram page. — LapinskiNext: at Detroit (Sunday night)4. Kansas City Chiefs (5-2)Shift: ▼2Hi: 3Lo: 7Comment: Showing some cracks the last couple of weeks. — BurnsNext: vs. Denver (Monday night)5. Seattle Seahawks (4-2)Shift: —Hi: 3Lo: 7Comment: Russell Wilson is a marvel. — MarottaNext: vs. Houston6. Los Angeles Rams (5-2)Shift: ▲1Hi: 5Lo: 6Comment: The Rams turned the NFC West into a two-team race with a knockout blow to the Cardinals and QB Carson Palmer. — MorganNext: Bye Week7. Minnesota Vikings (5-2)Shift: ▲3Hi: 3Lo: 8Comment: Playing a back up quarterback in Case Keenum and they are 5-2 in the NFC North. — JureckiNext: at Cleveland8. New Orleans Saints (4-2)Shift: ▲6Hi: 8Lo: 13Comment: Only the Eagles (five in a row) are on a longer winning streak than the Saints (four) right now. — LapinskiNext: vs. Chicago9. Dallas Cowboys (3-3)Shift: ▲7Hi: 6Lo: 13Comment: Ezekiel Elliott celebrated his legal reprieve from suspension with 219 yards from scrimmage and a career-high 3 TDs. — MorganNext: at Washington Grace expects Greinke trade to have emotional impact 25. New York Jets (3-4)Shift: ▼2Hi: 20Lo: 28Comment: They had a chance to win a division game on the road against the Dolphins but McCown threw an interception. — JureckiNext: vs. Atlanta26. Chicago Bears (3-4)Shift: ▲2Hi: 23Lo: 29Comment: I knew I should have picked up Eddie Jackson for my fantasy team. Bears beat Panthers by two TDs with 153 yards. — JureckiNext: at New Orleans27. Tampa Bay Buccaneers (2-4)Shift: ▼3Hi: 24Lo: 28Comment: The Bucs were a fashionable preseason playoff pick. Two months later, Tampa is so out of fashion. — MorganNext: vs. Carolina28. Cincinnati Bengals (2-4)Shift: ▼2Hi: 26Lo: 28Comment: Starting to think Vontaze Burfict and the Steelers don’t like each other. — LapinskiNext: vs. Indianapolis29. New York Giants (1-6)Shift: ▲1Hi: 29Lo: 30Comment: Eli threw for 134 yards on 39 attempts. — BurnsNext: Bye Week30. Indianapolis Colts (2-5)Shift: ▼1Hi: 28Lo: 31Comment: Andrew Luck is hoping to practice in the next couple of weeks. — JureckiNext: at Cincinnati31. San Francisco 49ers (0-7)Shift: —Hi: 30Lo: 31Comment: Well … at least they didn’t lose by three this week? — LapinskiNext: at Philadelphia 10. Jacksonville Jaguars (4-3)Shift: ▲10Hi: 9Lo: 14Comment: Nobody’s allowing less points per game (15.7) than the Jags. Let that sink in. — LapinskiNext: Bye Week11. Houston Texans (3-3)Shift: ▲1Hi: 9Lo: 18Comment: Coming off the bye week and they get Duane Brown back at LT. — MarottaNext: at Seattle12. Buffalo Bills (4-2)Shift: ▲5Hi: 9Lo: 16Comment: Tyrod Taylor finding ways to win, McCoy still effective in the running game. — JureckiNext: vs. Oakland13. Washington Redskins (3-3)Shift: ▼2Hi: 10Lo: 17Comment: Look at their losses, they’re not that bad. — BurnsNext: vs. Dallas14. Atlanta Falcons (3-3)Shift: ▼6Hi: 12Lo: 20Comment: The high-flying Falcons offense has scored 17 or less in three straight games. — MarottaNext: at NY Jets15. Carolina Panthers (4-3)Shift: ▼9Hi: 10Lo: 20Comment: I don’t know what makes me laugh more: Cam’s constant turnovers or his ridiculous wardrobe. — MarottaNext: at Tampa Bay16. Miami Dolphins (4-2)Shift: ▲6Hi: 10Lo: 25Comment: Miami has won 12 straight games when the margin is seven points or less. The NFL record is 14. — MorganNext: at Baltimore (Thursday night)last_img read more